AUTO
INSURANCE
We make it easy to obtain the coverage you need. Auto insurance protects you against financial loss if you have an accident.It is a contract between
Home
INSURANCE
Whether you are purchasing a new home or renting a new apartment, our top priority is to insure that you and your family have the proper
PERSONAL
INSURANCE
Let us provide you with options for health coverage from some of the nation’s leaders in health care, disability, and long-term care insurance.
COMMERCIAL
INSURANCE
Our commercial lines agents can assist you with all your commercial insurance needs. Insurance companies selling business insurance
Insurance Quote
with Legacy Insurance Group
Get your insurance quotes online with us. Find cheap rates on auto, home, term life, renters and business insurance. Save money every month.
Auto insurance provides property, liability and medical coverage
Unlike driving a car, you can legally own a home without homeowners insurance. But, if you have bought your home and financed the purchase with a mortgage, your lender will most likely require you to get homeowners insurance coverage. That’s because lenders need to protect their investment in your home in case your house burns down or is badly damaged by a storm, tornado or other disaster.If you live in an area likely to flood, the bank will also require you to purchase flood insurance. Some financial institutions may also require earthquake coverage if you live in a region vulnerable to earthquakes. If you buy a co-op or condominium, your board will probably require you to buy homeowners insurance.
Can I own a home withouthomeowners insurance?
Unlike driving a car, you can legally own a home without homeowners insurance. But, if you have bought your home and financed the purchase with a mortgage, your lender will most likely require you to get homeowners insurance coverage. That’s because lenders need to protect their investment in your home in case your house burns down or is badly damaged by a storm, tornado or other disaster.If you live in an area likely to flood, the bank will also require you to purchase flood insurance. Some financial institutions may also require earthquake coverage if you live in a region vulnerable to earthquakes. If you buy a co-op or condominium, your board will probably require you to buy homeowners insurance.
After your mortgage is paid off, no one will force you to buy homeowners insurance. But it doesn’t make sense to cancel your policy and risk losing what you’ve invested in your home.
Personal Insurance | Why buy life insurance?
Unlike driving a car, you can legally own a home without homeowners insurance. But, if you have bought your home and financed the purchase with a mortgage, your lender will most likely require you to get homeowners insurance coverage. That’s because lenders need to protect their investment in your home in case your house burns down or is badly damaged by a storm, tornado or other disaster.If you live in an area likely to flood, the bank will also require you to purchase flood insurance.
Commercial Insurance Do I need professional liability insurance?
Unlike driving a car, you can legally own a home without homeowners insurance. But, if you have bought your home and financed the purchase with a mortgage, your lender will most likely require you to get homeowners insurance coverage. That’s because lenders need to protect their investment in your home in case your house burns down or is badly damaged by a storm, tornado or other disaster.If you live in an area likely to flood, the bank will also require you to purchase flood insurance.
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Address
10777 W. Twain Ave Suite 222
Las Vegas, NV 89135
Hours
M-F / 9am-5pm
Call / Text / Fax: 702-922-7135
A Few of Our Insurance Partners
Just a few trusted insurance companies Legacy Insurance Group partners with to bring superior coverage. See more here
about Legacy Insurance Group
Legacy Insurance group prides itself with being a “Service First” company to our clients.
Born in the Philippines, Michael Payne moved to the US at the age of 7. Son and Grandson to US Air Force Officers he has lived and traveled throughout world, absorbing unique cultures and people. That experience has fostered the ability to quickly adapt to change and to remain comfortable and confident in any environment. Owner of Las-Vegas-based Legacy Insurance Group, Mike offers more than two decades of collective professional experience in the industry. He launched his career with a prominent insurance brokerage, and was then offered a position with AAA Insurance Nevada, where he opened its first insurance stand-alone office and was deemed Top-Producing Agent every year. Throughout his career, Mike has consistently been recognized for his knowledge, professionalism, and attention to detail while providing peace of mind to his clients through sound insurance and exceptional service. He has a large professional network and personal relationship skills in the Insurance industry. One of Mike’s key talents is the value he brings, providing guidance to both Insurance partners and clients to a path of mutual benefit while enhancing the reputations of Legacy Insurance Group and its Insurance Partners both personal lines and commercial. Mike is dedicated to his family and community. He attributes his success to his beautiful wife Desiree and his amazing children: Tyler, Mikella and Austin. He supports various non-profit organizations and outreach programs. Mike has an affinity for students. He raises funds for local high school scholarships, collaborates with Project150 to gather food and clothing donations for homeless students. He served as the NV All-Pro Dads Captain for 4 years, 2013 through 2016 inspiring fathers to be a Hero to their kids and to love & lead their family well. He is a member of The Crossings Christian church and has served on Mexico mission trips to build homes for less fortunate families. Some of his notable achievements throughout his career are as follows: Platinum Producer 2000-2006 with AAA, Top 1% Sales Man 2007, Top 25 Asian Practitioners 2010-2011, Mr. Filipino NV Man of The Year 2010-2012, Best Business in Insurance 2014-2016 and Top 100 Businesses MyVegas.com 2017.
Do you have any question?
phone
702-922-7135
Michael Payne CEO
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24777+
Clients Served
$859
Average client
bundle savings annually
150
Project 150
Las Vegas Nonprofit
organization
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